What is the maximum EI weekly benefit in 2026?
The maximum insurable earnings and weekly benefit caps are set annually. This tool uses published 2026 estimates.
Behavioral lens: Planning fallacy
Employment Insurance Calculator
Estimate EI weekly benefits and replacement rate from your income. Plus a behavioral lens on planning fallacy so the math matches your mindset.
Educational estimates only. Not personalized advice. Data targets 2026 Canadian rules.
Employment inputs
$
EI estimate
Weekly benefit$695/wk
Replacement rate52.8%
Max weekly (2026)$695
Your EI premium$1,117
Months covered at baseline burn0.9
Behavioral lens: Planning fallacy
Planning fallacy on EI coverage
Employed life feels stable, so EI math feels theoretical. Planning fallacy makes people assume they will find work quickly and underestimate how far 55% replacement actually stretches.
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Is this PsyFi calculator free?
Yes. Every PsyFi free tool runs in your browser with no signup. We built them to pair accurate Canadian math with behavioral science, not to gate basic estimates behind an account.
Does PsyFi store what I type?
No. Inputs stay on your device. Nothing you enter is sent to PsyFi servers.
Is this personalized financial advice?
No. These are educational estimates using published Canadian rules for 2026. They are not tax, legal, mortgage, or immigration advice. Confirm current rates and your situation with qualified professionals before acting.
Estimates for education only. Not financial, tax, mortgage, immigration, or legal advice. Canadian rules and rates change. Verify current figures with qualified professionals before making decisions. PsyFi tools add behavioral context; they do not replace personalized planning.