The missing layer in personal finance isn't more information. It is tools built around how people actually behave. Uploading files to a general-purpose AI can produce helpful one-off suggestions, but it does not continuously understand your full financial behavior. PsyFi is a patent-pending system built to connect live account data, adapt over time, and turn science into daily follow-through.
Our engine codifies over 85 proven psychological techniques into personalized coaching, built on peer- reviewed research, not marketing claims.
Patent-pending
Utility patents filed in the US, EU, and Canada. A proprietary system, not an off-the-shelf fintech stack, developed with AI product teams and psychology academia.
85+
We apply loss aversion, implementation intentions, commitment devices, future-self framing, and dozens of other techniques to your real account data, not generic advice.
Beta cohort
In our early beta cohort, users cut financial slip-ups by roughly 40% and reached goals faster. Internal data: we publish the context, not a marketing number.
Director of the Work and Play Lab at the University of Toronto, Department of Psychology, Rotman School of Management, and the Schwartz Reisman Institute of Technology and Society
Professor Inzlicht draws on social psychology, cognitive science, and neuroscience to study the mental effort people use to reach their goals. His research spans self-control, motivation, social media habits, and empathic AI. His lab is known for a strong commitment to open and transparent science.
Research informing our features
These are universities where Dr. Inzlicht has taught, conducted research, or published peer-reviewed work. They are not formal commercial partners of PsyFi. We reference the peer-reviewed research coming out of labs like these to inform the behavioral techniques inside the product.
Logos shown for academic attribution only. University trademarks remain the property of their respective institutions; no endorsement or partnership is implied.
Startup programs PsyFi is a member of.
PsyFi is a member of NVIDIA Inception, NVIDIA's program for AI startups.
Program membership does not imply endorsement by NVIDIA. Trademarks remain the property of their respective owners.
PsyFi aligns with four UN Sustainable Development Goals. Every feature we ship, every person we help, moves the needle on at least one of them.
Financial stress is a leading driver of anxiety, depression, and burnout. Accessible coaching, personalized guidance, and tools that reduce financial uncertainty contribute directly to better mental and emotional well-being. This means less stress, better sleep, and a better quality of life.
Financial insecurity hurts productivity, raises absenteeism, and limits economic participation. We help people build financial confidence and wealth-building habits that compound into stronger personal economic growth and more resilient communities.
Quality financial advice has historically been reserved for the wealthy. PsyFi democratizes access to psychology-grade coaching and investing tools so that underserved communities, regardless of income or background, can build wealth and financial independence.
Financial literacy is a life skill, not a luxury. Through personalized coaching, behavioral nudges, and educational content, we help people build the mindset, habits, and knowledge required for long-term financial success.
What we believe, how we build, and why it matters.
Most finance apps show you the numbers. We show you why. Every insight, nudge, and recommendation is rooted in the psychology behind your financial behavior, your habits, biases, and motivators. We don't patch symptoms. We fix the source.
85+ evidence-based behavioral techniques power every recommendation we make, but science is just the vehicle. What we're really building toward is your happiness. Money is a means to health, family, purpose, and peace of mind. We take care of the financial stress so you can get to the rest.
Saving, investing, and building wealth aren't separate problems, they're one continuous journey. PsyFi is the only platform that stitches them together, with psychology at the core at every step. No silos. No starting over. Just forward.
Whether you're just starting out, hitting your stride, or rebuilding after a setback, there is no wrong place to begin. We design every interaction to feel warm, resistance-free, and judgment-free. Financial shame stops here.
Every financial decision involves trade-offs, and the path is never perfectly straight. When life gets in the way, and it will, PsyFi helps you recalibrate without guilt, reconnect to your goals, and keep moving forward on your terms. Progress, not perfection.
We design with your long-term wellbeing in mind, not just your in-the-moment request. If a financial decision carries risk, we'll say so, honestly, gently, and without judgment. We respect your autonomy completely, but we'll never stay quiet when we see something you should know. Like a trusted friend who also knows the numbers.
Doing the right thing with money becomes the easy thing when the tool is built around your psychology, not against it.
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