How many hours per week should I use?
Use your contracted hours. Full-time is often 40 hours, but part-time and contract work varies.

Convert between hourly, weekly, bi-weekly, monthly, and annual pay. Plus a behavioral lens on base rate neglect so the math matches your mindset.
Educational estimates only. Not personalized advice. Data targets 2026 Canadian rules.
Behavioral lens: Base rate neglect
$35 an hour sounds modest. $72,800 a year tells a different story. Base rate neglect makes hourly workers underestimate earning power and overestimate affordability.
Compare offers on equal footing
PsyFi helps you evaluate job changes and side income without base-rate blind spots.
Track income across sourcesUse your contracted hours. Full-time is often 40 hours, but part-time and contract work varies.
Yes. Every PsyFi free tool runs in your browser with no signup. We built them to pair accurate Canadian math with behavioral science, not to gate basic estimates behind an account.
No. Inputs stay on your device. Nothing you enter is sent to PsyFi servers.
No. These are educational estimates using published Canadian rules for 2026. They are not tax, legal, mortgage, or immigration advice. Confirm current rates and your situation with qualified professionals before acting.
Estimates for education only. Not financial, tax, mortgage, immigration, or legal advice. Canadian rules and rates change. Verify current figures with qualified professionals before making decisions. PsyFi tools add behavioral context; they do not replace personalized planning.