What is the difference between standard and extended parental leave?
Standard pays a higher weekly rate for fewer weeks. Extended pays a lower rate over a longer period.

Standard vs extended parental benefits and income shortfall during leave. Plus a behavioral lens on loss aversion so the math matches your mindset.
Educational estimates only. Not personalized advice. Data targets 2026 Canadian rules.
Behavioral lens: Loss aversion
Parental leave shrinks income while fixed costs stay loud. Loss aversion makes every nursery decision feel urgent. Pre-funding the shortfall reduces panic spending and partnership stress.
Pre-fund leave before loss aversion kicks in
PsyFi helps you save the shortfall while income is still full, not while sleep-deprived.
Plan leave with PsyFiStandard pays a higher weekly rate for fewer weeks. Extended pays a lower rate over a longer period.
Yes. Every PsyFi free tool runs in your browser with no signup. We built them to pair accurate Canadian math with behavioral science, not to gate basic estimates behind an account.
No. Inputs stay on your device. Nothing you enter is sent to PsyFi servers.
No. These are educational estimates using published Canadian rules for 2026. They are not tax, legal, mortgage, or immigration advice. Confirm current rates and your situation with qualified professionals before acting.
Estimates for education only. Not financial, tax, mortgage, immigration, or legal advice. Canadian rules and rates change. Verify current figures with qualified professionals before making decisions. PsyFi tools add behavioral context; they do not replace personalized planning.