Vacation Savings Plan Starts This Weekend With a Free Calculator
Set a trip target, automate transfers, and use PsyFi’s free savings calculator and behavioral nudges to start your vacation savings plan this weekend.
Money Psychology & Behavioral Finance Blog
Discover expert insights on financial wellness, behavioral psychology, and smart money strategies. Read our latest articles to build lasting wealth.
Zero Based Budget: Copy This 30 Minute Plan and Stick With It
Build a zero based budget with a simple, copyable monthly template, then use prompts drawn from research and PsyFi tools to stay on track with your plan.
Subscription Creep: Stop Wasted Spend With FTC Rules and Psychology
Find forgotten recurring charges with a quick audit, understand why subscriptions linger, and use FTC and CFPB guidance to cancel and prevent future waste.
AI for Investing: Backtests Can Mislead, So Start With a Small Pilot
See where AI helps, why backtests can mislead, and how to vet and pilot investing tools safely, including a behavioral AI approach for individual investors.
Test Values Based Spending in 30–60 Days and Protect What Matters
Try a 30–60 day test to align spending with your top values. Uses CFPB financial well being measures, behavioural science, and simple 5 minute habits.
Fix Scarcity Mindset About Money in 10 Minutes With One Rule
A therapist-friendly, research-backed plan to recognize and shift a scarcity mindset about money with one quick rule, automation, and micro-habits you can...
How to Budget as a Couple Without Fighting About Money
Stop fighting about money. Learn why couples conflict over finances, joint vs separate accounts research, proportional budgeting, & systems that prevent fight.
Hit a $250–$749 Safety Net in 90 Days: Psychology-Backed Savings
Learn how tiny automated transfers—$5–$25 weekly or a $250 starter cushion—reduce financial stress. Psychology-backed steps, a 30/90 plan, and free...
U.S. households: $200–$500 micro buffer this week ends paycheck stress
Break the paycheck to paycheck stress cycle with an action-first plan. Start a $200–$500 micro buffer this week, follow a 90 day plan, and automate savings.
30.9% Never Return: Panic Selling Psychology, Evidence and AI Fixes
Discover why 30.9% of panic sellers never return, what peer‑reviewed data shows, and regulator‑backed steps plus AI tools to prevent selling at market lows.
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